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Cottage Insurance

Do you enjoy your piece of paradise all year round, or seasonally?  How you use your cottage property affects the type of insurance you need.   Do you rent out your cottage to others?  Let C. M. Steele Insurance Brokers tailor a package that fits your needs, such as:

Broad Coverage gives you extended protection for your year-round cottage.  It includes coverage for detached buildings, like a boathouse or shed, as well as your belongings.

Basic Coverage protects seasonal cottages and your belongings when your cottage is not used during the winter.  This plan gives you the option to add protection for seasonal detached buildings, lower content limits and choice of deductibles.

C. M. Insurance has been looking after Cottages and Seasonal Homes for over 100 years.  Here is just a few details of what we have available.
  • Secondary and Seasonal packages available
  • Out of Province and US residents eligible
  • Wet Boathouse coverage available, dock coverage included
  • Rental for 30 days included (seasonal packages can increase to your situation)
  • Various deductible options available from $500 to $5,000
  • Mature, new build, multi policy, claims free and alarm discounts available
  • $1,000,000 liability included.  Increase to $2,000,000 or a higher limit of Liability
Call 905-835-2417 or email to find out more.